Home

    Terms of Service

    Last Updated: June 10, 2026

    These Terms of Service ("Terms") govern your access to and use of Pocket Runway (the "Service"), a software service based in Minnesota, United States ("we," "us," or "our").

    By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

    1. Eligibility

    You must be at least 18 years old to use the Service. By creating an account, you represent that you meet this requirement and have the legal capacity to enter into these Terms.

    2. Account Registration

    You must provide accurate and complete information when creating an account. You are responsible for:

    • Maintaining the confidentiality of your password
    • All activity that occurs under your account
    • Notifying us immediately of any unauthorized access

    We reserve the right to suspend or terminate accounts that violate these Terms or that we believe to be fraudulent or abusive.

    3. Subscription, Trial, and Billing

    Free Trial

    New users receive a 34-day free trial of the Service. No payment is collected during the trial period. You may cancel at any time during the trial without being charged.

    Subscription

    After the trial ends, continued access to paid features requires an active subscription. Current pricing is listed on our pricing page. Subscriptions are billed automatically to the payment method you provide and renew each month until canceled.

    Cancellation

    You may cancel your subscription at any time through the Customer Portal, accessible from the Billing page within the Service. Cancellations take effect at the end of your current billing period. You will retain access to paid features until that date.

    Refunds

    All subscription fees are non-refundable. Because we offer a 34-day free trial during which you can fully evaluate the Service, we do not issue refunds for subscription periods after the trial ends. You may cancel at any time to prevent future charges.

    We may issue refunds at our sole discretion in cases of duplicate billing, technical failure on our end, or as required by law.

    Price Changes

    We may change subscription prices with at least 30 days' notice via email. Continued use of the Service after a price change constitutes acceptance of the new price. You may cancel before the new price takes effect.

    4. Acceptable Use

    You agree NOT to:

    • Use the Service for any unlawful purpose
    • Attempt to gain unauthorized access to the Service or other users' accounts
    • Reverse engineer, decompile, or disassemble the Service
    • Interfere with or disrupt the Service or servers
    • Use the Service to transmit malware, spam, or harmful content
    • Resell, sublicense, or commercially exploit the Service without our written permission
    • Use automated tools (bots, scrapers) to access the Service
    • Misrepresent your identity or affiliation with any person or entity

    We reserve the right to suspend or terminate accounts that violate these provisions, with or without notice.

    5. Your Content

    You retain ownership of any data you input into the Service, including financial information, account names, and notes ("Your Content").

    By using the Service, you grant us a limited, non-exclusive license to process Your Content solely to provide and improve the Service. We do not claim ownership of Your Content, do not use it for advertising, and do not share it with third parties except as described in our Privacy Policy.

    6. Service Availability

    We strive to keep the Service available 24/7 but make no guarantees of uninterrupted access. We may temporarily suspend the Service for maintenance, upgrades, or other operational reasons. We are not liable for any interruption or unavailability of the Service.

    7. Beta Features

    Some features of the Service may be marked as "beta," "preview," or similar. Beta features are provided "as is," may be modified or removed at any time, and may not function as expected. Use of beta features is at your own risk.

    8. Disclaimers

    THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

    Pocket Runway is a budgeting tool, not financial advice. We do not provide investment, tax, legal, or other professional financial advice. Any calculations, projections, or insights provided by the Service are informational only. You are solely responsible for your financial decisions. Consult a qualified financial advisor for personalized advice.

    We do not guarantee the accuracy, completeness, or timeliness of any data displayed in the Service, including data obtained from third parties such as Plaid.

    9. Limitation of Liability

    TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL POCKET RUNWAY, ITS OPERATORS, OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, INCLUDING LOST PROFITS, DATA LOSS, OR FINANCIAL LOSS BASED ON INACCURATE CALCULATIONS, INSIGHTS, OR DATA SHOWN BY THE SERVICE.

    OUR TOTAL CUMULATIVE LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100 USD).

    Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

    10. Indemnification

    You agree to indemnify and hold harmless Pocket Runway, its operators, and its affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from:

    • Your use of the Service
    • Your violation of these Terms
    • Your violation of any third-party right, including intellectual property or privacy rights
    • Any content you submit to the Service

    11. Termination

    You may terminate your account at any time by canceling your subscription and requesting account deletion via email to support@pocketrunway.com.

    We may terminate or suspend your access immediately, without prior notice or liability, for any reason, including if you breach these Terms.

    Upon termination, your right to use the Service ceases immediately. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, limitation of liability, and dispute resolution.

    12. Governing Law and Dispute Resolution

    These Terms are governed by the laws of the State of Minnesota, United States, without regard to its conflict of laws principles.

    Any dispute arising from or related to these Terms or the Service shall be resolved exclusively in the state or federal courts located in Minnesota. You consent to the personal jurisdiction of these courts.

    Informal Resolution

    Before filing any legal claim, you agree to attempt to resolve the dispute informally by contacting us at support@pocketrunway.com. We will attempt to resolve the dispute within 60 days of receiving your notice.

    13. Changes to These Terms

    We may modify these Terms at any time. Material changes will be communicated via email or through the Service at least 14 days before they take effect. Continued use of the Service after the effective date constitutes acceptance of the modified Terms.

    14. Miscellaneous

    • Entire Agreement: these Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Pocket Runway.
    • Severability: if any provision is held unenforceable, the remaining provisions remain in full effect.
    • No Waiver: our failure to enforce any provision is not a waiver of our right to do so later.
    • Assignment: you may not assign your rights under these Terms. We may assign our rights without restriction.

    15. Contact

    If you have questions about these Terms, contact us at:

    Email: support@pocketrunway.com